California Checking Account Rates
Results are for a Checking Account in CA.
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| Institution |
Contact |
APY /
Min to Earn |
Promo APY /
Min to Earn |
Promo Term |
Special Features |
Notes |
| Provident Credit Union |
|
2.26% / $ 1 |
2.26% / $ 1 |
|
|
You must use your Visa Checking Card at least 10 times per statement cycle. Have direct deposit or an automatic deposit and you must receive eStatements. If these are not met, no interest will be paid. |
| Bank of the Sierra |
|
1.27% / $ 1 |
1.27% / $ 1 |
|
|
Must have direct deposit, make a minimum of 12 Check Card purchases per month, Make at least one bill payment online and receive eStatements. If monthly qualifications are not met, you earn .12% APY |
| FNBO Direct |
|
0.65% / $500 |
0.65% / $500 |
|
|
|
| Luther Burbank Savings |
|
0.30% / $ 1 |
0.30% / $ 1 |
|
|
|
| Capital One Direct Banking |
|
0.20% / $ 1 |
0.20% / $ 1 |
|
|
|
| ING DIRECT |
|
0.20% / $ 1 |
0.20% / $ 1 |
|
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|
| Giantbank.com |
|
0.20% / $1000 |
0.20% / $1000 |
|
|
|
| Citibank |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
|
Must have at least $100K combined in loans or deposits or $250K+ in mortgage. |
| Fremont Bank |
|
0.10% / $100 |
0.10% / $100 |
|
|
. |
| Northern Trust |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
|
|
| Nationwide Bank |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
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|
| Ameriprise Bank FSB |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
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|
| California Bank & Trust |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
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|
| E*TRADE Bank |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
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|
| Bank of America |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
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| First Bank |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
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|
| Oak Valley Community Bank |
|
0.05% / $250 |
0.05% / $250 |
|
|
|
| Bank of Marin |
|
0.05% / $100 |
0.05% / $100 |
|
|
|
| Bank of the West |
|
0.03% / $ 1 |
0.03% / $ 1 |
|
|
|
| Westamerica Bank |
|
0.01% / $1000 |
0.01% / $1000 |
|
|
|
| U.S. Bank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
Must have a Package Money Market Account and/or a US Bank Credit Card. |
| HSBC Advance |
|
0.01% / $ 5 |
0.01% / $ 5 |
|
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|
| Wells Fargo Bank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
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|
| Mechanics Bank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
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|
| Union Bank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
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|
| Chase |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| Chase |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
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California Checking Rates
California Checking Rates: Search and compare California the best bank checking interest rates and credit union CD interest rates. Our checking rates and checking yields tables for California contain dozes of checking accounts with some of the highest interest rates available. Whether you're interested in online checking accounts, free checking accounts, reward checking accounts, high yield checking or student checking accounts you can find a list of accounts in California. You can short by checking account rates and annual percentage yield. Promotional checking accounts and promotional checking rates are also listed when available.
California Free Checking Accounts
There are many banks and credit unions offering free checking accounts to residents of California. A free checking account is an account that offers account holders an inexpensive way to bank. California banks and credit unions offer free checking accounts and free online checking accounts. When comparing free accounts be sure to read the fine print. Some California banks and credit unions require you to have a certain amount of transactions on a monthly basis to get free checking.
Online Checking Accounts California
An online checking account is a banking account where most if not all your transactions are done online. Doing your banking online is a great way to save time and engery. You can pay bills online and transfer money into or out of your account. Online checking accounts also give you the ability to get a better rate. Banks and credit unions now have to compete nationally giving consumers better rates and yields. If you live in California, or any other town you can shop for rates online.
California Rewards Checking Accounts
A rewards checking account usually gives the account holder a higher interest rate. Though in order to earn the rewards rate you have do to a certain number of transactions per month. Transactions can include direct deposit, debit card transactions or direct online bill payment. You can check local California banks and California credit unions or an rewards rate and banks and credit unions across the country.
California Bank Checking Accounts
Most California banks and national banks offer a very low rate on a checking account which is why most residents of California keep a low checking account balance.
California Credit Union Checking Accounts
California credit unions and credit unions any where offer a better checking account rate than banks offer. To open a checking account at a credit union you'll also have to join the credit union which requires you to also open a saving account.
Find a list of the best CD Rates in California by searching RatesORama's best CD Rates list. Find mortgage rates today from several lenders by searching their California Mortgage Rates Today list and Savings Account Rates in California by searching savings account rates lists.
Cities in California
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