New Jersey Checking Account Rates

Search and Compare Checking Account Rates in New Jersey

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Results are for a Checking Account in NJ.
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Institution Contact APY /
Min to Earn
Promo APY /
Min to Earn
Promo Term Special Features Notes
Columbia Bank 0.40% / $1000 0.40% / $1000     Requires one direct deposit or one online bill payment transaction to post to your account each statement cycle to obtain APY. Cycles where these requirements are not met, the lowest balance tier will apply, currently 0.10% APY. To earn the $100 cash bonu
EverBank 0.30% / $ 1 0.30% / $ 1    
Salem Five Direct 0.25% / $ 1 0.25% / $ 1    
Ally Bank 0.25% / $ 1 0.25% / $ 1      
Haven Savings Bank 0.25% / $1000 0.25% / $1000    
Oritani Savings 0.20% / $1000 0.20% / $1000     Must have E-Statements to qualify.
ING DIRECT 0.20% / $ 1 0.20% / $ 1    
Boiling Springs Savings Bank 0.15% / $ 1 0.15% / $ 1    
Manasquan Saving Bank 0.15% / $ 1 0.15% / $ 1    
Hudson City Savings Bank 0.15% / $1000 0.15% / $1000    
Giantbank.com 0.15% / $1000 0.15% / $1000    
Community Bank of Bergen County 0.10% / $ 1 0.10% / $ 1    
Nationwide Bank 0.10% / $ 1 0.10% / $ 1    
NVE Bank 0.05% / $ 1 0.05% / $ 1    
Investors Bank 0.05% / $ 1 0.05% / $ 1     Funds transferred from other Investors Bank accounts are not eligible. New money required.
Valley National Bank 0.05% / $ 1 0.05% / $ 1    
Citibank 0.05% / $ 1 0.05% / $ 1     Must have at least $100K combined in loans or deposits or $250K+ in mortgage.
HSBC Advance 0.01% / $ 5 0.01% / $ 5    
Sovereign Bank 0.01% / $ 1 0.01% / $ 1    
Bank of America 0.01% / $ 1 0.01% / $ 1    
Chase 0.01% / $ 1 0.01% / $ 1    
Wells Fargo Bank 0.01% / $ 1 0.01% / $ 1    
PNC Bank 0.01% / $ 1 0.01% / $ 1    
Bogota Savings Bank 0.01% / $ 1 0.01% / $ 1    
E*TRADE Bank 0.01% / $ 1 0.01% / $ 1    


New Jersey Checking Rates

New Jersey Checking Rates: Search and compare New Jersey the best bank checking interest rates and credit union CD interest rates. Our checking rates and checking yields tables for New Jersey contain dozes of checking accounts with some of the highest interest rates available. Whether you're interested in online checking accounts, free checking accounts, reward checking accounts, high yield checking or student checking accounts you can find a list of accounts in New Jersey. You can short by checking account rates and annual percentage yield. Promotional checking accounts and promotional checking rates are also listed when available.

New Jersey Free Checking Accounts

There are many banks and credit unions offering free checking accounts to residents of New Jersey. A free checking account is an account that offers account holders an inexpensive way to bank. New Jersey banks and credit unions offer free checking accounts and free online checking accounts. When comparing free accounts be sure to read the fine print. Some New Jersey banks and credit unions require you to have a certain amount of transactions on a monthly basis to get free checking.

Online Checking Accounts New Jersey

An online checking account is a banking account where most if not all your transactions are done online. Doing your banking online is a great way to save time and engery. You can pay bills online and transfer money into or out of your account. Online checking accounts also give you the ability to get a better rate. Banks and credit unions now have to compete nationally giving consumers better rates and yields. If you live in New Jersey, or any other town you can shop for rates online.

New Jersey Rewards Checking Accounts

A rewards checking account usually gives the account holder a higher interest rate. Though in order to earn the rewards rate you have do to a certain number of transactions per month. Transactions can include direct deposit, debit card transactions or direct online bill payment. You can check local New Jersey banks and New Jersey credit unions or an rewards rate and banks and credit unions across the country.

New Jersey Bank Checking Accounts

Most New Jersey banks and national banks offer a very low rate on a checking account which is why most residents of New Jersey keep a low checking account balance.

New Jersey Credit Union Checking Accounts

New Jersey credit unions and credit unions any where offer a better checking account rate than banks offer. To open a checking account at a credit union you'll also have to join the credit union which requires you to also open a saving account.


Google Map for New Jersey Rates & Resources


Cities in New Jersey

Absecon

Adelphia

Allamuchy

Allendale

Allenhurst

Allentown

Allenwood

Alloway

Alpine

Andover

Annandale

Asbury

Asbury Park

Atco

Atlantic City

Atlantic Highlands

Audubon

Augusta

Avalon

Avenel

Avon By The Sea

Baptistown

Barnegat

Barnegat Light

Barrington

Basking Ridge

Bass River

Bayonne

Bayville

Beach Haven

Beachwood

Bedminster

Belford

Belle Mead

Belleville

Bellmawr

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Belvidere

Bergenfield

Berkeley

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Berlin

Bernards

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Beverly

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Blackwood

Blairstown

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Bloomfield

Bloomingdale

Bloomsbury

Bogota

Boonton

Bordentown

Bound Brook

Bradley Beach

Branchville

Brick

Bridgeport

Bridgeton

Bridgewater

Brielle

Brigantine

Broadway

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Buena

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Butler

Buttzville

Caldwell

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Cape May

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Carlstadt

Carteret

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Cedarville

Changewater

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Chatsworth

Cherry Hill

Chester

Clark

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Clayton

Clementon

Cliffside Park

Cliffwood

Clifton

Clinton

Closter

Collingswood

Cologne

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Colts Neck

Columbia

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Cookstown

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Dayton

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Delaware

Delmont

Demarest

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Dorothy

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Dumont

Dunellen

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Eatontown

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Elizabeth

Elmer

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Emerson

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Englishtown

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Estell Manor

Ewan

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Fortescue

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Garwood

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Kingston

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Landing

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Mahwah

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Sea Girt

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Shiloh

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Skillman

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Stockholm

Stockton

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Succasunna

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Teaneck

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Tennent

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Thorofare

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Tranquility

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Woodcliff Lake

Woodstown

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Wyckoff

Zarephath