New Jersey Checking Account Rates
Results are for a Checking Account in NJ.
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| Institution |
Contact |
APY /
Min to Earn |
Promo APY /
Min to Earn |
Promo Term |
Special Features |
Notes |
| Kearney Federal Savings Bank |
|
1.51% / $ 1 |
1.51% / $ 1 |
|
|
Must make 10 debit card transactions; sign up to receive statements electronically and receive one direct deposit or ACH debit per statement cycle to receive rates. If requirements are not met account earns .05% APY. |
| FNBO Direct |
|
0.65% / $500 |
0.65% / $500 |
|
|
|
| Oritani Savings |
|
0.50% / $1000 |
0.50% / $1000 |
|
|
|
| Hudson City Savings Bank |
|
0.35% / $ 10 |
0.35% / $ 10 |
|
|
|
| Haven Savings Bank |
|
0.30% / $1000 |
0.30% / $1000 |
|
|
|
| Boiling Springs Savings Bank |
|
0.25% / $ 1 |
0.25% / $ 1 |
|
|
|
| Columbia Bank |
|
0.25% / $ 1 |
0.25% / $ 1 |
|
|
|
| Giantbank.com |
|
0.20% / $1000 |
0.20% / $1000 |
|
|
|
| ING DIRECT |
|
0.20% / $ 1 |
0.20% / $ 1 |
|
|
|
| Capital One Direct Banking |
|
0.20% / $ 1 |
0.20% / $ 1 |
|
|
|
| Manasquan Saving Bank |
|
0.15% / $ 1 |
0.15% / $ 1 |
|
|
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| NVE Bank |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
|
|
| Community Bank of Bergen County |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
|
|
| Nationwide Bank |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
|
|
| Citibank |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
|
Must have at least $100K combined in loans or deposits or $250K+ in mortgage. |
| E*TRADE Bank |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Ameriprise Bank FSB |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Bank of America |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Valley National Bank |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Bank of America |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Investors Bank |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Wells Fargo Bank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| PNC Bank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| HSBC Advance |
|
0.01% / $ 5 |
0.01% / $ 5 |
|
|
|
| Chase |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| Bogota Savings Bank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| Sovereign Bank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| Chase |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
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New Jersey Checking Rates
New Jersey Checking Rates: Search and compare New Jersey the best bank checking interest rates and credit union CD interest rates. Our checking rates and checking yields tables for New Jersey contain dozes of checking accounts with some of the highest interest rates available. Whether you're interested in online checking accounts, free checking accounts, reward checking accounts, high yield checking or student checking accounts you can find a list of accounts in New Jersey. You can short by checking account rates and annual percentage yield. Promotional checking accounts and promotional checking rates are also listed when available.
New Jersey Free Checking Accounts
There are many banks and credit unions offering free checking accounts to residents of New Jersey. A free checking account is an account that offers account holders an inexpensive way to bank. New Jersey banks and credit unions offer free checking accounts and free online checking accounts. When comparing free accounts be sure to read the fine print. Some New Jersey banks and credit unions require you to have a certain amount of transactions on a monthly basis to get free checking.
Online Checking Accounts New Jersey
An online checking account is a banking account where most if not all your transactions are done online. Doing your banking online is a great way to save time and engery. You can pay bills online and transfer money into or out of your account. Online checking accounts also give you the ability to get a better rate. Banks and credit unions now have to compete nationally giving consumers better rates and yields. If you live in New Jersey, or any other town you can shop for rates online.
New Jersey Rewards Checking Accounts
A rewards checking account usually gives the account holder a higher interest rate. Though in order to earn the rewards rate you have do to a certain number of transactions per month. Transactions can include direct deposit, debit card transactions or direct online bill payment. You can check local New Jersey banks and New Jersey credit unions or an rewards rate and banks and credit unions across the country.
New Jersey Bank Checking Accounts
Most New Jersey banks and national banks offer a very low rate on a checking account which is why most residents of New Jersey keep a low checking account balance.
New Jersey Credit Union Checking Accounts
New Jersey credit unions and credit unions any where offer a better checking account rate than banks offer. To open a checking account at a credit union you'll also have to join the credit union which requires you to also open a saving account.
Find a list of the best CD Rates in New Jersey by searching RatesORama's best CD Rates list. Find mortgage rates today from several lenders by searching their New Jersey Mortgage Rates Today list and Savings Account Rates in New Jersey by searching savings account rates lists.
Cities in New Jersey
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