New York Checking Account Rates
Results are for a Checking Account in NY.
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| Institution |
Contact |
APY /
Min to Earn |
Promo APY /
Min to Earn |
Promo Term |
Special Features |
Notes |
| FNBO Direct |
|
0.65% / $500 |
0.65% / $500 |
|
|
|
| Maspeth Federal S&L |
|
0.60% / $500 |
0.60% / $500 |
|
|
|
| Ponce de Leon FSB |
|
0.30% / $500 |
0.30% / $500 |
|
|
|
| Fifth Third Bank |
|
0.30% / $ 1 |
0.30% / $ 1 |
|
|
This is a partitioned rate product, meaning that balances in a particular tier are paid the interest rate for that tier. Only the incremental balance in a higher tier gets the higher rate making it a blended APY. The min and max depends on the balance. |
| Banco Popular |
|
0.25% / $1000 |
0.25% / $1000 |
|
|
|
| First Central Savings Bank |
|
0.25% / $500 |
0.25% / $500 |
|
|
|
| Ridgewood Savings Bank |
|
0.25% / $ 1 |
0.25% / $ 1 |
|
|
|
| Giantbank.com |
|
0.20% / $1000 |
0.20% / $1000 |
|
|
|
| Capital One Direct Banking |
|
0.20% / $ 1 |
0.20% / $ 1 |
|
|
|
| ING DIRECT |
|
0.20% / $ 1 |
0.20% / $ 1 |
|
|
|
| Bank of East Asia |
|
0.18% / $ 1 |
0.18% / $ 1 |
|
|
|
| Emigrant Savings Bank |
|
0.15% / $ 5 |
0.15% / $ 5 |
|
|
|
| Flushing Savings Bank |
|
0.15% / $ 1 |
0.15% / $ 1 |
|
|
|
| Marathon National Bank |
|
0.15% / $ 1 |
0.15% / $ 1 |
|
|
|
| National Bank of NYC |
|
0.15% / $ 1 |
0.15% / $ 1 |
|
|
|
| Carver Federal Savings Bank |
|
0.15% / $ 1 |
0.15% / $ 1 |
|
|
|
| Nationwide Bank |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
|
|
| Astoria Federal Savings |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
|
|
| Citibank |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
|
Must have at least $100K combined in loans or deposits or $250K+ in mortgage. |
| New York Commercial Bank |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
|
Must have a Savings, Money Market, CD or IRA account to become an Advantage Customer. |
| Glenn Falls National Bank |
|
0.10% / $ 1 |
0.10% / $ 1 |
|
|
|
| Ameriprise Bank FSB |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| TD Bank |
|
0.05% / $1000 |
0.05% / $1000 |
|
|
Must have a $20,000 combined deposit and/or outstanding loan balance. |
| Bank of America |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| E*TRADE Bank |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Safra National Bank |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Dime Savings Bank |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Amalgamated Bank |
|
0.05% / $500 |
0.05% / $500 |
|
|
|
| M&T Bank |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Roslyn Savings Bank |
|
0.05% / $1000 |
0.05% / $1000 |
|
|
|
| Cross County Federal Savings |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Suffolk County National Bank |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Bank of America |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Bank of America |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| M&T Bank |
|
0.05% / $ 1 |
0.05% / $ 1 |
|
|
|
| Chase |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| Chase |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| HSBC Advance |
|
0.01% / $ 5 |
0.01% / $ 5 |
|
|
|
| KeyBank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| HSBC |
|
0.01% / $ 5 |
0.01% / $ 5 |
|
|
|
| HSBC |
|
0.01% / $ 5 |
0.01% / $ 5 |
|
|
|
| Sterling National Bank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| KeyBank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| KeyBank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| Chase |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| First Niagara Bank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
| KeyBank |
|
0.01% / $ 1 |
0.01% / $ 1 |
|
|
|
New York Checking Rates
New York Checking Rates: Search and compare New York the best bank checking interest rates and credit union CD interest rates. Our checking rates and checking yields tables for New York contain dozes of checking accounts with some of the highest interest rates available. Whether you're interested in online checking accounts, free checking accounts, reward checking accounts, high yield checking or student checking accounts you can find a list of accounts in New York. You can short by checking account rates and annual percentage yield. Promotional checking accounts and promotional checking rates are also listed when available.
New York Free Checking Accounts
There are many banks and credit unions offering free checking accounts to residents of New York. A free checking account is an account that offers account holders an inexpensive way to bank. New York banks and credit unions offer free checking accounts and free online checking accounts. When comparing free accounts be sure to read the fine print. Some New York banks and credit unions require you to have a certain amount of transactions on a monthly basis to get free checking.
Online Checking Accounts New York
An online checking account is a banking account where most if not all your transactions are done online. Doing your banking online is a great way to save time and engery. You can pay bills online and transfer money into or out of your account. Online checking accounts also give you the ability to get a better rate. Banks and credit unions now have to compete nationally giving consumers better rates and yields. If you live in New York, or any other town you can shop for rates online.
New York Rewards Checking Accounts
A rewards checking account usually gives the account holder a higher interest rate. Though in order to earn the rewards rate you have do to a certain number of transactions per month. Transactions can include direct deposit, debit card transactions or direct online bill payment. You can check local New York banks and New York credit unions or an rewards rate and banks and credit unions across the country.
New York Bank Checking Accounts
Most New York banks and national banks offer a very low rate on a checking account which is why most residents of New York keep a low checking account balance.
New York Credit Union Checking Accounts
New York credit unions and credit unions any where offer a better checking account rate than banks offer. To open a checking account at a credit union you'll also have to join the credit union which requires you to also open a saving account.
Find a list of the best CD Rates in New York by searching RatesORama's best CD Rates list. Find mortgage rates today from several lenders by searching their New York Mortgage Rates Today list and Savings Account Rates in New York by searching savings account rates lists.
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