Rhode Island Checking Account Rates

Search and Compare Checking Account Rates in Rhode Island

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Institution Contact APY /
Min to Earn		 Promo APY /
Min to Earn		 Promo Term Special Features Notes
Admirals Bank 2.00% / $ 1 2.00% / $ 1     Must make 25 debit card transactions per month, and have one direct deposit. Mention code word "Starboard" when opening your account and get a free gift!
BankNewport 1.05% / $ 1 1.05% / $ 1     To earn the bonus rate, customer must perform 12 debit card transactions, one direct deposit or one ACH auto debit and receive electronic statements each cycle. Balances above $50,000.00 will earn between 1.25% APY and 0.33% APY. Non-qualifying will earn
FNBO Direct 0.65% / $500 0.65% / $500    
ING DIRECT 0.20% / $ 1 0.20% / $ 1    
Giantbank.com 0.20% / $1000 0.20% / $1000    
Capital One Direct Banking 0.20% / $ 1 0.20% / $ 1    
Citibank 0.10% / $ 1 0.10% / $ 1     Must have at least $100K combined in loans or deposits or $250K+ in mortgage.
Nationwide Bank 0.10% / $ 1 0.10% / $ 1    
Ameriprise Bank FSB 0.05% / $ 1 0.05% / $ 1    
Citizens Bank 0.05% / $ 1 0.05% / $ 1     Comes with a free Circle Gold Savings account and optional Circle Gold Money Market account.
Bank of America 0.05% / $ 1 0.05% / $ 1    
E*TRADE Bank 0.05% / $ 1 0.05% / $ 1    
Chase 0.01% / $ 1 0.01% / $ 1    
HSBC Advance 0.01% / $ 5 0.01% / $ 5    


Rhode Island Checking Rates

Rhode Island Checking Rates: Search and compare Rhode Island the best bank checking interest rates and credit union CD interest rates. Our checking rates and checking yields tables for Rhode Island contain dozes of checking accounts with some of the highest interest rates available. Whether you're interested in online checking accounts, free checking accounts, reward checking accounts, high yield checking or student checking accounts you can find a list of accounts in Rhode Island. You can short by checking account rates and annual percentage yield. Promotional checking accounts and promotional checking rates are also listed when available.

Rhode Island Free Checking Accounts

There are many banks and credit unions offering free checking accounts to residents of Rhode Island. A free checking account is an account that offers account holders an inexpensive way to bank. Rhode Island banks and credit unions offer free checking accounts and free online checking accounts. When comparing free accounts be sure to read the fine print. Some Rhode Island banks and credit unions require you to have a certain amount of transactions on a monthly basis to get free checking.

Online Checking Accounts Rhode Island

An online checking account is a banking account where most if not all your transactions are done online. Doing your banking online is a great way to save time and engery. You can pay bills online and transfer money into or out of your account. Online checking accounts also give you the ability to get a better rate. Banks and credit unions now have to compete nationally giving consumers better rates and yields. If you live in Rhode Island, or any other town you can shop for rates online.

Rhode Island Rewards Checking Accounts

A rewards checking account usually gives the account holder a higher interest rate. Though in order to earn the rewards rate you have do to a certain number of transactions per month. Transactions can include direct deposit, debit card transactions or direct online bill payment. You can check local Rhode Island banks and Rhode Island credit unions or an rewards rate and banks and credit unions across the country.

Rhode Island Bank Checking Accounts

Most Rhode Island banks and national banks offer a very low rate on a checking account which is why most residents of Rhode Island keep a low checking account balance.

Rhode Island Credit Union Checking Accounts

Rhode Island credit unions and credit unions any where offer a better checking account rate than banks offer. To open a checking account at a credit union you'll also have to join the credit union which requires you to also open a saving account.

Find a list of the best CD Rates in Rhode Island by searching RatesORama's best CD Rates list. Find mortgage rates today from several lenders by searching their Rhode Island Mortgage Rates Today list and Savings Account Rates in Rhode Island by searching savings account rates lists.


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Cities in Rhode Island