South Dakota Checking Account Rates

Search and Compare Checking Account Rates in South Dakota

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Results are for a Checking Account in SD.
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Institution Contact APY /
Min to Earn
Promo APY /
Min to Earn
Promo Term Special Features Notes
FNBO Direct 0.65% / $500 0.65% / $500    
ING DIRECT 0.20% / $ 1 0.20% / $ 1    
Giantbank.com 0.20% / $1000 0.20% / $1000    
Capital One Direct Banking 0.20% / $ 1 0.20% / $ 1    
Nationwide Bank 0.10% / $ 1 0.10% / $ 1    
Citibank 0.10% / $ 1 0.10% / $ 1     Must have at least $100K combined in loans or deposits or $250K+ in mortgage.
Ameriprise Bank FSB 0.05% / $ 1 0.05% / $ 1    
E*TRADE Bank 0.05% / $ 1 0.05% / $ 1    
Bank of America 0.05% / $ 1 0.05% / $ 1    
First National Bank Sioux Falls 0.01% / $1000 0.01% / $1000     Must open a money market or savings account to qualify for this account.
Wells Fargo Bank 0.01% / $ 1 0.01% / $ 1    
Chase 0.01% / $ 1 0.01% / $ 1    
U.S. Bank 0.01% / $ 1 0.01% / $ 1     Must have a Package Money Market Account and/or a US Bank Credit Card.
HSBC Advance 0.01% / $ 5 0.01% / $ 5    


South Dakota Checking Rates

South Dakota Checking Rates: Search and compare South Dakota the best bank checking interest rates and credit union CD interest rates. Our checking rates and checking yields tables for South Dakota contain dozes of checking accounts with some of the highest interest rates available. Whether you're interested in online checking accounts, free checking accounts, reward checking accounts, high yield checking or student checking accounts you can find a list of accounts in South Dakota. You can short by checking account rates and annual percentage yield. Promotional checking accounts and promotional checking rates are also listed when available.

South Dakota Free Checking Accounts

There are many banks and credit unions offering free checking accounts to residents of South Dakota. A free checking account is an account that offers account holders an inexpensive way to bank. South Dakota banks and credit unions offer free checking accounts and free online checking accounts. When comparing free accounts be sure to read the fine print. Some South Dakota banks and credit unions require you to have a certain amount of transactions on a monthly basis to get free checking.

Online Checking Accounts South Dakota

An online checking account is a banking account where most if not all your transactions are done online. Doing your banking online is a great way to save time and engery. You can pay bills online and transfer money into or out of your account. Online checking accounts also give you the ability to get a better rate. Banks and credit unions now have to compete nationally giving consumers better rates and yields. If you live in South Dakota, or any other town you can shop for rates online.

South Dakota Rewards Checking Accounts

A rewards checking account usually gives the account holder a higher interest rate. Though in order to earn the rewards rate you have do to a certain number of transactions per month. Transactions can include direct deposit, debit card transactions or direct online bill payment. You can check local South Dakota banks and South Dakota credit unions or an rewards rate and banks and credit unions across the country.

South Dakota Bank Checking Accounts

Most South Dakota banks and national banks offer a very low rate on a checking account which is why most residents of South Dakota keep a low checking account balance.

South Dakota Credit Union Checking Accounts

South Dakota credit unions and credit unions any where offer a better checking account rate than banks offer. To open a checking account at a credit union you'll also have to join the credit union which requires you to also open a saving account.

Find a list of the best CD Rates in South Dakota by searching RatesORama's best CD Rates list. Find mortgage rates today from several lenders by searching their South Dakota Mortgage Rates Today list and Savings Account Rates in South Dakota by searching savings account rates lists.


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Cities in South Dakota